Payment policy

This PayPal Payment Policy (“Policy”) applies to all purchases made via PayPal on the website xypars.com (“Website”) operated by XYPARS (“we,” “us,” “our”). By selecting PayPal as your payment method, you (“you,” “Customer”) agree to the terms below, alongside our [Terms of Service] and [Privacy Policy].

1. Acceptance of PayPal
We accept PayPal as a secure online payment method for orders placed on our Website. You may pay directly from your PayPal balance, linked credit/debit card, or bank account, subject to PayPal’s own terms and eligibility.

2. Payment Authorization & Security
When you choose PayPal, you will be redirected to PayPal’s secure checkout page to log in and authorize the payment.
You authorize us to charge your selected PayPal payment method for the total order amount (including product cost, shipping fees, and applicable taxes).
All PayPal transactions are encrypted and processed securely by PayPal; we do not store your PayPal login credentials or full payment details on our servers.

3. PayPal Fees
Customer Fees: We do not charge additional fees for using PayPal. However, PayPal may apply currency conversion fees or other charges if your payment is processed in a different currency—these are set by PayPal and are your responsibility.
Seller Fees: We pay transaction fees to PayPal for processing your payment, as per PayPal’s merchant fee schedule.

4. Order Processing & Confirmation
Your PayPal payment will be processed immediately upon authorization. We will not
ship your order until PayPal confirms the payment is approved and completed.
You will receive two confirmation emails: one from us (order details) and one from PayPal (payment receipt).

5. Payment Disputes & Chargebacks
Buyer Protection: PayPal’s Purchase Protection Program may cover eligible transactions for issues like unauthorized payments or items not received, subject to PayPal’s terms.
Chargebacks: If you initiate a chargeback or dispute via PayPal or your card issuer, we reserve the right to:
Suspend order fulfillment until the dispute is resolved.
Request additional information to verify the transaction.
Pursue resolution in accordance with PayPal’s dispute process and our Terms of Service.
Frivolous Disputes: We may report abusive or fraudulent chargebacks/claims to PayPal and pursue legal remedies if applicable.

6. Refunds & Returns
All refunds for PayPal payments will be processed back to your original PayPal payment method (balance, card, or bank account) within 3–5 business days after we approve your return, subject to PayPal’s processing times.
Refunds are governed by our Return & Refund Policy.

7. PayPal User Agreement
Your use of PayPal is also subject to the PayPal User Agreement and Privacy Policy, available at www.paypal.com. We are not responsible for PayPal’s services, policies, or any issues arising directly from PayPal’s platform.

8. Contact Information
For questions about PayPal payments on our Website, contact us at:

Email: assist@xypars.com
Phone: 949-720-6968
Address: 4479 Elk Street, Newport Beach, California 92660, United States